| | CERTIFICATE OF DEPOSIT | Term Length | Minimum to Open | Minimum to Obtain APY ** | Rate | APY | | 91 - 180 Day* | $1,000 | $1,000 | 0.500% | 0.50% | | 181 - 364 Day* | $1,000 | $1,000 | 0.850 | 0.85 | | 12 - 23 Month* Balances of $10,000 and above | $1,000 | $1,000 $10,000 | 1.250 1.750 | 1.26 1.77 | | 24 - 35 Month* | $1,000 | $1,000 | 1.500 | 1.51 | | 36 - 47 Month* | $1,000 | $1,000 | 1.750 | 1.77 | | 48 - 59 Month* | $1,000 | $1,000 | 2.000 | 2.02 | | 60 - 72 Month* | $1,000 | $1,000 | 2.250 | 2.28 | | 18 Month Variable*++ | $1,000 | $1,000 | 2.000 | 2.02 | | 30 Month Variable*++ | $1,000 | $1,000 | 2.000 | 2.02 |
INTEREST CHECKING | Account Type | Minimum to Open | Minimum to Obtain APY | Rate | APY | | 55 Classic++ | $100 | $1,000 | 0.100% | 0.10% | | HSB Interest Tier 1++ | $100 | $0 | 0.050 | 0.05 | | Tier 2++ | | $2,500 | 0.100 | 0.10 | | Tier 3++ | | $10,000 and above | 0.250 | 0.25 | | Commercial++ | $1,000 | $1,000 | 0.150 | 0.00 |
MONEY MARKET | Account Type | Minimum to Open | Minimum to Obtain APY | Rate | APY | | Tier 1++ | $1,000 | $0 | 0.150% | 0.15% | | Tier 2++ | | $2,500 | 0.500 | 0.50 | | Tier 3++ | | $10,000 | 1.000 | 1.01 | | Tier 4++ | | $50,000 and above | 1.250 | 1.26 |
INDIVIDUAL RETIREMENT ACCOUNTS | Term Length/Type | Minimum to Open | Minimum to Obtain APY | Rate | APY | | 12 Month Variable*++ | $50 | $50 | 1.250% | 1.26% | | 12 Month Variable*++ | $500 | $500 | 1.750 | 1.77 | | 12 Month Fixed* | $500 | $500 | 1.750 | 1.77 | | 18 Month Fixed* | $500 | $500 | 1.850 | 1.87 | | 30 Month Fixed* | $500 | $500 | 2.000 | 2.02 | | Roth Savings++ | $500 | $500 | 0.500 | 0.50 | | Education Savings++ | $100 | $100 | 0.500 | 0.50 |
SAVINGS ACCOUNTS | Account Type | Minimum to Open | Minimum to Obtain APY | Rate | APY | | Regular Savings Tier 1++ | $25 | $250 | 0.100% | 0.10% | | Tier 2++ | | $10,000 | 0.300 | 0.30 | | Tier 3++ | | $25,000 | 0.600 | 0.60 | | Tier 4++ | | $50,000 | 1.000 | 1.01 | | Tier 5++ | | $100,000 | 1.250 | 1.26 | | Youth Savings Tier 1++ | $25 | $100 | 0.100 | 0.10 | | Tier 2++ | | $500 | 0.250 | 0.25 |
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* A penalty may be imposed for early withdrawal. ** Daily balance. The amount of principal in the account each day. ++The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of the date at the top of this Rate Sheet and may change each Wednesday. | |
