Tips for Managing Your Money

Hillsboro State Bank is committed to increasing the financial literacy of our customers and community. Click on any of the topics below for tips on good money management. Share what you learn with your children and grandchildren. When it comes to money management skills, learning can never begin too early.

PARENTS’ GUIDE Teaching Your Kids About Money It’s not just a nice idea to teach kids how to handle money and credit — it’s essential! Our nation’s teens spend roughly $170 billion a year. Children under 12 alone are expected to spend some $52 billion in 2006. Clearly, kids know how to spend. What we need to teach them is how to save, invest and live on a budget. Check out these topics: Everyday Teachable Moments Early Money Management Habits for Kids Teaching Teens the ABCs of Using Credit Wisely

Keys to Financial Health
Understanding and Using Credit Credit Dos and Don’ts What You Should Know About Credit Financial Stress Test What to Do if You Need Help		Budgeting Budgeting for Your Future Detailed Monthly Budget Worksheet

Savings Establish Good Saving Habits Family Savings Goal Worksheet

Protecting Your Financial Identity Simple Steps to Protect Yourself Take Action if You are a Victim

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